DUBAI MORTGAGE & FINANCING

Finance Your Dubai
Property With Confidence

Explore mortgage and financing solutions tailored to your property goals, with expert guidance from application to approval.

WHY VEER & SANT

More Than a Mortgage. A Clearer Way Forward.

Navigating property finance can feel complex. We help you understand your options, make informed decisions and move forward with greater confidence.

Access to Financing Options

Explore suitable mortgage solutions through our network of lending partners.

Expert Mortgage Guidance

Get support in understanding eligibility, financing options and the application process.

A Smoother Application Journey

Understand what you need and move through the financing process with guidance.

Dubai Real Estate Expertise

Benefit from a team that understands the Dubai property market and its financing considerations.

OUR FINANCING SOLUTIONS

Financing Solutions Built Around Your Property Goals

From your first property purchase to refinancing an existing investment, explore solutions designed to support your next move.

Equity Release

Utilise our equity release options to access the value tied up in your home, all while retaining ownership. This way, you can uncover and make use of your property’s hidden value.

Home Loans

Our tailored mortgage solutions bring homeownership within reach, offering adaptable terms and competitive rates to meet your financial needs and objectives.

Portfolio Structure

Enhance your property investment portfolio through expert guidance and strategic planning to maximize returns and minimize risks.

Private Equity

Secure private equity solutions that empower you to leverage real estate opportunities, backed by the specialized expertise and comprehensive market understanding of our team.

Construction & Project

Leverage our comprehensive construction and project financing services to confidently undertake your real estate ventures, ensuring the successful realization of your initiatives.

Land Acquisition

Leverage the deep market knowledge of our specialists with our land acquisition services, aiding you in securing prime land assets for your development projects.

Commercial SME Loans

Receive bespoke financial services for small and medium-sized enterprises, facilitating their growth and ensuring their sustainability in a challenging business climate.

Office & Retail

Whether your objective is to acquire, divest, or invest in commercial properties, our expert services tailored for office and retail spaces guarantee a seamless transaction process.

Could You Qualify for
a Mortgage in Dubai?

Your eligibility depends on your income, residency status, existing financial commitments and the property you plan to purchase. Our team can help you understand your options before you begin your application.

What determines your eligibility?

  • Residency Status UAE Resident, UAE National or Non-Resident.
  • Income & Employment Your monthly income, employment type and financial commitments.
  • Property Value & Down Payment The property price, available deposit and financing amount.
  • Financial Profile Existing loans, credit history and lender-specific requirements.

MORTGAGE CALCULATOR

Calculate Your Dubai Mortgage

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UAE Central Bank maximum: 25 years.

Monthly repayment of principal and interest only. It does not include the 4% DLD transfer fee, registration, agency or bank fees, which are paid in cash on transfer day. Indicative only, not a loan offer.

Full cost calculator →

REAL CLIENT EXPERIENCES

Helping Clients Move Forward With
Confidence

MORTGAGE INSIGHTS

Make More Informed Property Decisions

Explore practical guides and insights to help you understand mortgages, financing and buying property in Dubai.

Plan Dubai rental costs beyond rent with a worked cash budget, refundable deposit checklist and...
Dubai rents are falling. Check your rent against the DLD index, the rent-cap rules and...

Ready to Get Started?

Let’s Find the Right
Mortgage for You

Tell us about your property goals and financial needs. Our mortgage team will help you understand your options and the next steps.